The HSA: The Best Retirement Account You're Probably Using Wrong
Most people treat their HSA like a medical debit card — spend it, reset it, repeat. But used correctly, the HSA is the only account in the tax code that gives you three tax breaks at once: no tax going in, no tax on growth, and no tax coming out. Here's what I wish I had known before I retired, including the one move almost nobody knows you can make once you leave your employer.
March 17, 2026