Your Social Security Statement: The One Number Your Plan Needs
Your Social Security statement shows nine estimates. Your plan needs one. What the age-70 number assumes, why it can drop after you retire, and how COLAs fit in.
October 26, 2026
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Retirement planning insights from the WhenIm64 team.
Articles for: When to claim Social Security · Show all articles
An Even Better Reason to Wait Before Claiming Social Security
The bigger check is the usual reason to wait until 70. The better one: the years to empty your IRA, so your children never pay tax on it.
October 22, 2026
The Hidden Benefit of Delaying Social Security
Most people who claim Social Security early know they're getting a smaller check. What they don't know is what early claiming does to their IRA, their future RMDs, and their lifetime tax bill.
March 30, 2026